Insurance Litigation Attorney

Bad Faith Insurance Practices

All insurance policies contain language to the effect that each party must act in good faith and fairly towards each other regarding the payment of benefits from the policy. Essentially, an insurance policy is a contractual agreement between you and your insurance company. If a claim has been incorrectly denied, minimized or delayed by an insurer, they have operated in 'bad faith.'

At Clearman | Prebeg, the firm functions across the U.S. in a wide variety of commercial matters. There is no federal government agency that controls or regulates the insurance companies; they are all regulated by the states. It can be to the advantage of clients to retain a professional commercial litigation lawyer that is able to operate in any state across the U.S.

Evening up the Odds

Lawsuits and negotiations pertaining to insurance conflicts comprise a very specific area of law. It has its own terminology and methods of operation, along with statutes pertaining only to insurance matters. Many times insurance applications and policies have been written by attorneys who work for the insurance companies. They contain language favorable to those companies. In order to successfully prevail in legal actions against an insurance company, it becomes vital that your lawyer scrutinize and understand all clauses and 'fine print' in your policy or application. Armed with this information and what has occurred in your case, the firm can then begin the effective pursuit of the benefits you are owed.

Many individuals give up the fight as soon as the insurance company denies their benefits. An insurance company may depend on this reaction as it will save them money. There are many devices that insurers use in order to lessen, delay or deny benefits. Failing to resolve a claim in a timely manner, denying a compensable claim, making a 'low ball' offer are all possible scenarios that can lead to a bad faith lawsuit. Let the firm"s years of experience in commercial litigation even up the odds for you when dealing with insurance company bad faith actions.

If your insurance company has acted in bad faith, contact an Insurance Litigation Attorney for an aggressive and effective legal remedy.